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Open Enrollment 2026

Welcome!

Open enrollment is a short period each year when you can make changes to your benefits. Elections you make during open enrollment will become effective on January 1, 2026.

Changes should be submitted by December 15, 2025

Visit https://urbanaemployees.munisselfservice.com/ to submit changes. 

If you have questions about any of the benefits, please contact HR.

Open Enrollment 2026 Flyer.pdf (1).png

What’s New in 2026

  • Health insurance: no changes to coverage or plan design; 0% increase for Standard Employee Only coverage. Employee premiums for all other tiers will increase for 2026

  • Dental coverage: Plan designs and costs remain the same for 2026

  • Vision coverage: Plan design and cost remain the same

  • Section 125 - Flex Spending: Contribution limits increase for 2026

    • IMPORTANT! You will need to enroll in Section 125 (Flexible Spending and Dependent Care) even if you are enrolled for this year.

    • Health Care Flexible Spending Account (FSA): 2026 annual contribution limit is $3,400

    • Dependent Care Account (DCA): 2026 annual contribution limit is $7,500 

  • Changes You Can Make During Open Enrollment

    • During Open Enrollment, you can:

      • Add, change, or stop health, dental, vision, critical illness, accident, and/or long and short-term disability coverage

      • Enroll in flexible spending​​

      • Increase employee voluntary life insurance by $10,000 or spouse voluntary life insurance by $5,000

        • New enrollment in voluntary life or long-term disability will require the submission of an Evidence of Insurability form (statement of health)​​

        • Any amounts above the guaranteed issue amounts for Voluntary Life/Spouse or Critical Illness will require the submission of an Evidence of Insurability form. 

  • Virtual Open Enrollment Workshops​​​

    • Please click on the Open Enrollment Flyer above or here to sign-up for a quick and convenient 15-minture virtual consultation with a member of Human Resources for assistance with enrollment. ​

2026 Monthly Insurance Premium Rates: Health, Dental, and Vision 

For more information on benefits, click below:

2026 Open Enrollment Premiums.JPG

City of Urbana | 400 S. Vine St., Urbana, IL. 61801 | 217-384-2326

The City of Urbana Welcomes Diversity! 
We foster an environment that values and encourages mutual respect, inclusion of all people, and utilizing differences and similarities as an organizational asset. EOE.

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