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IAFF Benefits

The following benefit package is associated with positions in the IAFF bargaining unit. Categories marked with an asterisk (*) are voluntary and available for additional costs. Please refer to the current IAFF contract for more  information.

Medical Insurance

Your health insurance is effective on your start date. You may select from two PPO plan options through Blue Cross/Blue Shield of Illinois; both plans offer a network of providers and facilities.  You may also choose from four dependent tiers. The City will contribute a portion of the cost for family dependent coverage based on the Standard Plan rate. Costs are shown per month below:


  • The Standard Plan is an 80/20 PPO. The City covers the full cost of the employee premium for the City’s Standard group health insurance plan.

    • Employee only = no cost

    • Employee + Spouse = $427.86

    • Employee + Child(ren) = $351.72

    • Family coverage = $584.08

  • The Premium Plan is a 100% PPO. The City covers approximately 95% of the cost of the employee Premium plan.

    • Employee only = $38.50

    • Employee + Spouse = $508.70

    • Employee + Child(ren) = $424.86

    • Family coverage = $699.58


Dental  Insurance*

Vision Coverage*

Basic Life / AD&D Insurance

The City provides  $20,000 in regular life insurance and $20,000 for Accidental Death & Dismemberment through Dearborn National. Enrollment is automatic and coverage is effective on your start date. 

Supplemental Life/ AD&D Insurance*

MetLife plan premiums are based on your current age and the amount of coverage you choose.  When you enroll for Supplemental Term Life Coverage, you also gain access to professional will preparation services. Supplemental coverage is also available for your spouse and dependent children.

Flexible Spending Accounts*

Income Protection*


Compensatory Time

Compensatory  time (comp time) is accrued at the same rate as overtime hours subject to a maximum of 96 hours.

Educational Incentive Pay

If you have an Associate's degree (minimum 60 hours) in Fire Science and/or Paramedic, you are eligible to receive an education incentive of 1.25% of Base Firefighter (EMT-I) salary annually. For Bachelor's degrees in Fire Administration, Business Administration, or Public Administration, Firefighters receive $2.5% of Base Firefighter (EMT-I) salary annually.


The Fire pensions are funded locally. Historically, the City has contributed more than required by law, which means that Urbana’s employee pension systems are all solidly funded. The Firemen's Pension Fund Board manages the Firemen's Pension Fund as prescribed under Chapter 5, Section 4 of the Statutes of the State of Illinois.

Supplemental Retirement Savings

This supplemental retirement plan (457 Deferred Compensation Plan through Mission Square Retirement is funded through pre-taxed and tax deferred employee contributions.


  • During 1st year of service – ½ duty day per month employed to a max of 6 duty days

  • After completion of 1 year of service thru five years – 7 duty days

  • After completion of 5 years of service thru nine years – 8 duty days

  • After completion of 9 years of service thru fourteen years – 11 duty days

  • After completion of 14 years of service thru nineteen – 12 duty days

  • After completion of 19 years of service  – 13 duty days

  • Vacation may be taken in 24 or 12 hour increments.

Sick Leave

  • Sick Leave accumulates with no maximum.  

  • New employees start with 96 hours.

  • After completion of 1 year of service, 11.2 hours of sick leave accrues monthly.

Kelly Days

  • Hire date between January 1 and May 31st – accrue 24 hours

  • Hire date between July 1 and December 31st-accrue 48 hours

  • Hire date between June 1 and June 30 – accrue 0 hours

  • Accrue 48 hours each July 1 thereafter.

Holiday Pay

24-hour employees will receive 11.2 hours of regular pay, including longevity, for the following holidays: New Year's Day, Martin Luther King Jr. Day, Spring Day, Memorial Day, Independence Day, Labor Day, Veteran's Day, Thanksgiving Day, Christmas Day.

Uniform Allowance

The City provides initial issue of clothing at no expense to the employee. After satisfactorily completed probation, an employee has a uniform allowance of one hundred eighty-nine dollars ($189) will be given on or before August 15th.

Other Types of Leave

Family and Medical Leave; VESSA; Funeral Leave; Bereavement Leave; Military Leave; and Union Leave.

Additional Benefits

  • Employee Assistance Program: EAP provides  employees and their families with professional and confidential counseling services at no cost for up to 12 sessions.

  • Credit Union: Urbana Municipal Employees Credit Union offers financial products and services to City employees and their families.

  • And more!

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