Financial Benefits

Items marked with an asterisk (*) are voluntary and available for an additional cost.


IMRF Disability

IMRF provides two types of disability benefits: temporary and total/permanent.  Temporary disability benefits are effective on the 31st day following the date of disability, if you are no longer receiving salary, sick, or vacation pay from your employer. 

Total and permanent disability benefits are paid after temporary disability benefits have expired and if you are unable to engage in any gainful activity for any employer.  To qualify, you must be totally and permanently disabled and unable to engage in any substantial gainful employment.

Short-Term Disability Insurance - Supplemental*

Voluntary short-term disability plans through Dearborn National pay benefits when sickness or injury prevents you from working full-time. Benefits become payable on the 15th day of an injury or illness, and the maximum benefit period is 11 weeks or until long-term disability begins (whichever is earlier).

Long-Term Disability Insurance - Supplemental*

Long-term disability insurance through Dearborn National offers a way of securing an income while out of work from an accidental injury or unexpected illness. 

Supplemental Critical Illness Coverage*

Critical Illness coverage through Dearborn National helps to cover expenses during major medical events, such as the cost of travel, living expenses, and out-of-pocket medical expenses.

Supplemental Accident Coverage*

Supplemental Accident coverage through Dearborn National provides you with the extra money you need to help cover the increased expenses, medical or otherwise, you face when you suffer an injury due to an accident. The proceeds from your claim may be used however you wish.

Life Insurance - Individual Coverage

The death of a family member can mean not only dealing with the loss of a loved one, but the loss of financial security as well. With Dearborn National's Group Term Life plan, employees can achieve peace of mind by giving their family the financial security they depend on. Coverage through Dearborn National is effective on your start date.  Coverage provided by the City is $20,000 for regular life insurance and $40,000 for Accidental Death & Dismemberment.

Life Insurance - Supplemental*

You may purchase additional Supplemental Term Life insurance for yourself, your spouse and your dependent children.  Semi-monthly premiums are based on your current age and the amount of coverage you choose.  When you enroll for Supplemental Term Life Coverage, you will also have access to will preparation services.

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City of Urbana | 400 S. Vine St., Urbana, IL. 61801 | 217/384-2451

The City of Urbana Welcomes Diversity! 
We foster an environment that values and encourages mutual respect, inclusion of all people, and utilizing differences and similarities as an organizational asset. EOE.